Model a lump sum or SIP investment, see your money grow year by year, and compare invested capital against estimated returns — in your own currency and language.
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Figures are illustrative projections based on a constant annual return and do not account for taxes, fees, or market volatility. This tool does not constitute financial advice.
Use this free investment calculator to project two common ways of investing: a lump sum (a single upfront amount) or a SIP — a systematic, recurring contribution made monthly, quarterly or yearly. Both projections use compound interest, meaning the returns you earn are reinvested and go on to earn returns of their own, which is what drives long-term growth.
You can also adjust for inflation to see the real, purchasing-power-adjusted value of your final corpus, and enable an annual step-up to model increasing your SIP contribution each year in line with rising income. All figures are illustrative projections based on a constant assumed rate of return; they do not account for taxes, fees, or market volatility, and this tool does not constitute financial advice.
Compound interest is interest calculated on both your original investment and on the interest it has already earned, so your money grows faster the longer it stays invested.
A lump sum is a single, one-time investment made upfront. A SIP (systematic investment plan) spreads your investment across smaller, regular contributions over time, which can smooth out market timing risk.
No — it shows gross returns before taxes and fees. Actual results will vary based on your account type, investment product and local tax rules.